OnlyFans does not take Monero. It only takes cards. But many people want to keep OnlyFans off their bank statement. Monero and a virtual card do just that. Fill the card with XMR, then subscribe like normal. Here's how.
Key takeaways
- OnlyFans doesn't accept Monero, but it does accept a virtual Visa card.
- Your bank is never involved, and the store sees the card's alias name.
- You can use the card for subscriptions, tips and paid messages.
Why pay with Monero?
- Private by design. Monero keeps who sent a payment, who got it and how much private on its network.
- No bank in the middle. You fill the card with crypto, so your bank never sees what you buy.
- The store sees a normal card. It gets a Visa payment with the card's alias name, not your real name.
- OnlyFans stays off your bank statement.
Step by step: pay for OnlyFans with Monero
- Make an account. Sign up and open your dashboard.
- Deposit Monero. Choose Deposit, then pick Monero (XMR). The invoice shows an address and the exact amount to send. Send that amount from your Monero wallet before the invoice runs out.
- Wait for confirmations. Monero needs 10 network confirmations. This usually takes about 20 minutes. Then the money shows in your wallet.
- Make a card. Go to Cards and make a Shield 3DS Card.
- Put money on the card. Add the subscription price plus a few dollars.
- Add the card. In OnlyFans, open your settings and add a payment card. Type in the card number, expiry date and CVV. For the billing address, copy the one from your card page exactly.
- Enter the security code if asked. Some payments ask for a one-time code (this is called 3D Secure). Go to your card page. You will find the 3DS password and the latest one-time code there. Type the code in before it expires.
- Subscribe. Go to the creator's page and subscribe. You can also send tips and buy messages.
What it costs
| What | Cost |
|---|---|
| Deposit Monero | Shown on the invoice before you pay |
| Make a new card | $12.50, once |
| Monthly card fee | $10 per card, taken from your wallet |
| Add money to a card | 9.5% + $3 each time |
| Payments under 30 EUR | $0.87 per payment |
| Declined payment | $0.87 |
| Take money off a card | $1 or 1% |
| Limit per payment | Up to $5,000 |
| Daily or monthly limit | No limit |
Example: say you pay $10 for a subscription. You add $20 to the card. The top-up fee is 9.5% of $20 ($1.90) plus $3, so $4.90. The payment is under 30 EUR, so there is also a $0.87 payment fee. You always see the exact fees before you confirm anything.
Tips and messages are separate payments. Each one under 30 EUR has the $0.87 payment fee.
How to keep it working
- Deposit early. Monero takes about 20 minutes to confirm. Don't wait until the day a payment is due.
- Keep a little extra on the card. A few dollars more than you plan to spend is enough.
- Turn off auto-renew if you want to stop. Do this in OnlyFans, or just stop adding money to the card.
- Keep money in your wallet for the monthly card fee. If your wallet can't pay the $10 when it's due, the card is closed for good. Any money left on it goes back to your wallet.
Frequently asked questions
How long does a Monero deposit take?
Usually about 20 minutes. Monero needs 10 network confirmations before the money shows in your wallet.
What if I send the wrong amount of Monero?
Always send the exact amount the invoice shows. If you send too little, the deposit may not finish. Contact support with your transaction ID and we will help.
Is it legal to pay for OnlyFans with Monero?
Paying with a virtual card is a normal card payment. You must be 18 or older, follow OnlyFans' rules and follow the laws where you live.
Will OnlyFans know I used Monero?
No. OnlyFans only sees a normal Visa card payment with the card's alias name.
Will it show on my bank statement?
No. You fill the card with Monero, so your bank is not involved.
Get started
Make a HideTap account, deposit Monero and subscribe privately. Using other coins? Read how to pay for OnlyFans with crypto. For every Monero guide in one place, read how to buy a virtual card with Monero.
