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How to Pay for Midjourney with Crypto: Virtual Card Guide

HideTap

4 min read

How to Pay for Midjourney with Crypto: Virtual Card Guide

Midjourney does not take crypto. It only takes card payments. But you can still pay for Midjourney with crypto. You turn your crypto into a virtual card, then pay Midjourney with that card. This guide shows you how, step by step.

Key takeaways

  • Midjourney does not accept Bitcoin, USDT or any other crypto.
  • It does accept a virtual Visa card. You can fill that card with crypto.
  • Put crypto in your HideTap wallet, make a card, add money to it, then subscribe on midjourney.com.
  • A card costs $12.50 to make and $10 a month. Adding money costs 9.5% + $3. There is no daily or monthly spending limit.

Can you pay Midjourney with crypto directly?

No. Midjourney has no crypto option at checkout. So you need a card in the middle. You pay the card with crypto, and the card pays Midjourney in US dollars. To Midjourney, it looks like any normal Visa payment.

Why your card might not work on Midjourney

  • Your bank blocks payments to other countries. Many banks stop monthly payments to foreign companies.
  • Your card is not in US dollars. Midjourney charges in dollars. Some cards can't pay in another currency.
  • There is not quite enough money on the card. When you pay, a small extra amount can be held for a short time. If your card only has the exact price, the payment fails.
  • You missed the security code. Some payments ask for a one-time code (this is called 3D Secure). If you don't enter it in time, the payment fails.

Step by step: pay for Midjourney with crypto

  1. Make an account. Sign up and open your dashboard.
  2. Add crypto to your wallet. Choose Deposit and pick a coin, like USDT, USDC, BTC, ETH, SOL or TRX. We accept 19 coins through Cryptomus and 2328.io. Send your coins on the network your wallet shows.
  3. Make a card. Go to Cards and make a Shield 3DS Card.
  4. Put money on the card. Add your plan price plus a few dollars.
  5. Pick a plan. Sign in at midjourney.com and open the subscription page. Choose a plan and choose monthly or yearly billing.
  6. Add the card. Type in the card number, expiry date and CVV. For the billing address, copy the one from your card page exactly.
  7. Enter the security code if asked. Go to your card page. You will find the 3DS password and the latest one-time code there. Type the code in before it expires.

That's it. You can start making images right away. Midjourney will charge the same card on each renewal.

Which Midjourney plan should you pick?

These are Midjourney's monthly prices in US dollars at the time of writing. Yearly billing costs less per month. Prices can change, so check Midjourney's plans page before you add money to your card.

PlanPriceBest for
Basic$10 a monthTrying Midjourney and making a few images
Standard$30 a monthRegular use, with more fast image time
Pro$60 a monthHeavy use and private image making
Mega$120 a monthTeams and very heavy use

What HideTap costs

WhatCost
Make a new card$12.50, once
Monthly card fee$10 per card, taken from your wallet
Add money to a card9.5% + $3 each time
Payments under 30 EUR$0.87 per payment
Declined payment$0.87
Take money off a card$1 or 1%
Limit per paymentUp to $5,000
Daily or monthly limitNo limit

The Basic and Standard plans cost less than 30 EUR, so the $0.87 fee applies to them. Pro and Mega cost more than 30 EUR, so they have no payment fee. The $10 monthly fee is per card. Pay for ChatGPT, Claude or other AI tools with the same card and you share that $10.

How to keep your plan from stopping

  • Add money two days early. Crypto can take time to arrive. Don't wait until your renewal day.
  • Keep a little extra on the card. A few dollars more than your plan price is enough.
  • Think about yearly billing. It costs less per month, and you only need to pay once a year. Make sure the card has the full yearly amount first.
  • Keep money in your wallet for the monthly card fee. If your wallet can't pay the $10 when it's due, the card is closed for good. Any money left on it goes back to your wallet.

Frequently asked questions

Can I pay for Midjourney with Bitcoin?

Not directly. Midjourney does not take Bitcoin. You can deposit Bitcoin into your HideTap wallet, move money onto a virtual card, and pay Midjourney with the card.

Will Midjourney know I used crypto?

No. Midjourney only sees a normal Visa card payment. The crypto part happens in your HideTap wallet.

Can I pay for a yearly plan?

Yes. Each payment can be up to $5,000, so a yearly plan is fine. Put the full yearly price plus a little extra on the card first.

Why was my payment declined?

Usually for one of three reasons. The card doesn't have enough money. The billing address doesn't match your card page. Or the security code ran out of time. Fix the problem and try again.

Can I upgrade my plan later?

Yes. Add money to the card first, then change your plan on midjourney.com.

Which coin should I use?

USDT or USDC is easiest. Their price stays the same while your deposit arrives. Pick a network with low fees, and always send on the network your wallet shows.

Get started

Make a HideTap account, add crypto and make your card. You can be making images in a few minutes. Use other AI tools too? Read how to pay for ChatGPT Plus with crypto or how to pay for Claude with crypto.

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